Thousands of women across the UK have turned to litigation funding to pay for their divorce — only to emerge with staggering debt, damaged credit, loss of homes and diminished settlements.
We have founded Divorce Without Debt as a group of people seriously affected by these loans. The long-term impacts on our families and mental health have driven us to push for change. We want to protect women going through similar situations.
“Divorce litigation funding has become a system that can potentially drain every penny from vulnerable women – while they and their families carry so much risk. We have lived through this and want to help prevent more women from being targeted and falling victim to these loans. We want to ensure no one is forced to put their home on the line just to get through a divorce.”
— Rosie Heys, Founder, Divorce Without Debt
All personal testimonies are shared with explicit consent. Names and identifying details are withheld unless the individual has chosen to be identified.
The system doesn’t always protect you. We want to support other women and prevent future harms.
Litigation loans are marketed as a lifeline in your most vulnerable moment. The compound interest, exit clauses, and funder-first repayment are often buried in the small print. Many women did not see the lasting mental health and financial impacts coming.
Whether your divorce is ongoing, finalised, or you're already being chased by creditors — there are legal, financial, and practical paths forward. We are building a community and pushing for more protections. You do not have to face this alone.
UK courts and Parliament are beginning to examine litigation funding more closely. The more women speak out, the faster this changes. Your story — shared anonymously if you choose — is evidence.
— Michelle Young, Divorce Without Debt
Every account we receive strengthens the case for change. You decide exactly what is shared and with whom. Anonymity is always available.
